20 Lazy Ways to Save Money

This article is part of a series related to being Financially Fit

While the media can't decide if the recession is nearing its end or not, we do know that there hasn't been a tremendous surge in wages, job creation or the stock market. Consequently, most of us are staying pretty conservative on our spending. Here are a few relatively simple ways to keep an eye on your pennies while you're waiting for that brighter economic future to arrive.

1. Schedule automatic payments.
2. Eat your groceries.
3. Bundle services.
4. Pay off credit card.
5. Mark your calendar.
6. File your taxes on time.
7. Roll it over.
8. Switch credit cards.
9. Use your privileges.
10. Rent instead of buy.
11. Buy instead of rent.
12. Ask.
13. Just say no.
14. Have the awkward conversation.
15. Eat at home.
16. Balance your checkbook.
17. Stick with your bank.
18. Use your TV.
19. Quit those bad habits.
20. Forget the pet.
Source: Yahoo!